Gutierrez & Associates represents consumer debtors in both Chapter 7 and Chapter 13 bankruptcies. In Chapter 7, we help debtors obtain a fresh start by eliminating their unsecured debt, such as credit cards and medical bills.
In Chapter 13, we assist debtors in eliminating their wholly unsecured second mortgage, refinancing their vehicles, and getting caught
up on their mortgage payments. We are also knowledgeable about avoiding bankruptcy proceedings through out of court workouts.
We represent homeowners who own
distressed real estate in all phases
of the real estate workout and foreclosure process. We are experienced in handling forbearance agreements, loan modifications, principal reductions, deed-in-lieu of
foreclosure transactions, mortgage
foreclosures and sales of real estate property.
We also assist homeowners facing eviction, and investors with tenants at foreclosure.
"We are conscious that these are difficult times.
Our clients are filing for bankruptcy or are facing foreclosure for a reason. At Gutierrez & Associates,
we try to keep our fees affordable, but still provide
the highest quality of service. It's true that we handle Chapter 7's and Chapter 13's, but our primary focus
still remains on Chapter 1."—Janet Gutierrez, Esq.
This business is in an industry that may require professional licensing, bonding
or registration. BBB encourages you to check with the appropriate agency to be certain
any requirements are currently being met.
These agencies may include:
State Bar of California
1149 S Hill St
Public Phone: (213) 765-1000
Their license number is 265695